Kagay 6 - Everything

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How To Protect Your Credit Score Even in the best of times, you need to review your credit reports from all three credit bureaus often. Yet when  coronavirus scams  are on the rise and your income may be in flux, the need to monitor your credit information is more pressing than usual.  The Fair Credit Reporting Act (FCRA) is the primary federal law that promotes accurate credit reporting. But even with the protections the FCRA provides you, it’s still your job to make sure your credit information remains error free.  You can’t sit back and assume everything is fine. Rather, you need to confirm that there are no problems where your credit reports are concerned. To get started, you can download a free copy of your three credit reports from  AnnualCreditReport.com  once every 12 months.  Credit reporting mistakes are common. A report from U.S. Pirg Education Fund reveals that the three major credit reporting agencies—Equifax, TransUnion and Experian—receive more complaints than a

Life Insurance Companies Go To Plan In the current environment, no one wants a stranger coming into their home who has been in five to 10 other homes that day, and who needs to stick you in the arm with a needle, take your blood pressure, weigh you, measure you, etc. . . . none of which can be done while maintaining a safe distance!” says Udell of AccuQuote life insurers were already relying on data as part of “accelerated underwriting” processes, and the COVID-19 pandemic has spurred other insurers to switch to data and abandon exams. This data typically includes information from electronic health records, prescription databases and motor vehicle reports.  Haven Life is also finding workarounds when it can’t quickly get a person’s physician statement. Instead it’s using an applicant’s most recent blood work—for example, from a past preventive care visit—and past medical claims. Medical billing claims data is provided by a third-party service and becomes available to an insura